Meet the Team

Daniel H. Krombolz:

President

Read more about Daniel’s history…

Dan has been working in the insurance business since leaving the Navy in 1959. He became President of the agency in 1970 and built it to handle all commercial and personal insurance needs. His extensive knowledge and expertise in the insurance field has given customers the peace of mind knowing that they are properly insured. His reputation has earned the agency a wide range of customers, working with many types of businesses and individuals. Dan takes great pride that the agency specializes in customer service, offering the highest level of professionalism and commitment to finding solutions for the buyer. What Dan is most appreciative of are the long-term relationships he has developed with his clients. Continuing his strong work ethics and loyal responsibility into the third generation of ownership is a promise he makes to all of his clients.

Dan is a graduate of Lafayette College in Easton, Pennsylvania. He has been married to Lois, his wife of over 55 years, and has two adult children and four grandchildren. In his spare time, Dan enjoys playing tennis and gardening.

Phillip S. Krombolz:

President

Read more about Phillip’s history…

Phillip began his insurance career in 1984. He is deeply committed to the highest of standards with his expertise knowledge, attentive service, and uncompromised ethics. He is dedicated to always finding the best solutions for the client’s insurance needs. Phillip’s years of experience have made insurance shopping easy by offering choice that best meets the unique situation of every individual, family, home, and business. Phillip’s ability to build strong relationships with his customers has developed over years of trust and understanding his clients. Phil offers a wide range of insurance services and is constantly looking for new and better ways to accommodate his customers. Phil strives to continue to grow Krombolz Sheets Insurance based on a tradition of solid foundations of actively listening, understanding, recommending, and paying extraordinary attention to detail and customer service. With over 30 years of experience as an independent agent, Phil is committed to providing the products and coverages necessary to help you properly manage your risk and protect your assets. Phil believes that it is with these ideas and grateful appreciation for the opportunity to serve others that makes Krombolz Sheets Insurance a unique independent insurance company.

Phil is a graduate of Lafayette College in Easton, Pennsylvania and the Hartford School of Insurance. Phil has been married to Rochelle, his wife for over 20 years, and has two children. In his spare time, he enjoys playing tennis and believes that even a bad day of tennis is a great day!

Five Alumni Help Support Community Counseling Center

Jeff Sheets:

Vice President

  • Phone: Cambridge, Maryland (410) 221-0707
  • Phone: West Chester, PA (800) 262-8884, Ext. 24
  • Email: jeff@krombolzins.com
Read more about Jeff's History...

Jeff joined Krombolz Sheets Insurance in 1992 and has over 25 years experience working in the insurance industry. He began his career in 1980 working at adjusting claims and has been actively selling and servicing insurance for his clients since 1985. Jeff believes his clients are better served when their insurance professional has a broad knowledge of each insured’s unique business and personal insurance needs. Specializing in designing an insurance plan for each client, Jeff uses his experience and expertise to protect their businesses and households. He continues to evolve into a trusted insurance leader with impeccable customer service and commitment to his clients. The simple truth is that customers rely and depend on Jeff to provide coverage that adapts to their changing needs. His strong work ethics are a direct reflection of his training and dedication to better understanding the choices available.

Jeff is a graduate of Salisbury University in Salisbury, Maryland. He is licensed in PA, DE, MD, and VA. He has been married to Debbie, his wife, for over 10 years. Jeff enjoys playing basketball and spending time on the Chesapeake boating.

John T. Warrington:

Account Executive

Read more about John's History...

John joined Krombolz Sheets Insurance in 2007. He has over 27 years experience in the insurance industry, holding positions in sales, underwriting and claims. Prior to joining Krombolz Sheets Insurance, he spent 17 years as Director of Insurance Operations for a corporation specializing in Inland Marine insurance. He has been licensed as a Pennsylvania producer since 1986. John is currently responsible for both commercial and personal lines sales. Through years of experience and building strong relationships, he has been able to provide outstanding service to meet his client’s needs and interests. He maintains a client base in PA, DE, and the upper Eastern Shore of Maryland. John is a graduate of Washington College in Chestertown, Maryland.

John has been married to Joy, his wife of over 20 years and has two children. He is an avid lacrosse fan, following both the West Chester East High School Vikings and the Washington College Shoremen. In his spare time, John enjoys spending time driving his Corvette.


Kim Willis:

Independent Agent

Read more about Kim's History...

Kim came to Krombolz Sheets Insurance in 1985 and worked as our Personal Lines Manager until she moved with her family to Illinois. We were lucky enough to welcome Kim’s family back home to Chester County in 1994 and fortunate to have her rejoin Krombolz Sheets Insurance team. Starting as a part-time support person, Kim soon re-attained her Pennsylvania insurance license. With her children grown, she now works full time as a Commercial Lines Manager and is the agency’s bookkeeper. She is admired and praised by her clients for her outstanding customer service. Her dedication and years of experience enable her to provide any insurance service with an attention to detail.

Kim has been married to Keith for over 35 years and has two adult children. She enjoys traveling and is an avid reader. She cherishes her time with family and friends.

Lauren W. Blake:

Marketing Director

 

 

 

Read more about Lauren's History...

Lauren is the Marketing Director for Krombolz Sheets Insurance. She plans and oversees advertising and promotional activities including print, electronic media, online and direct mail. Lauren is responsible for establishing and implementing strategic and tactical communication plans designed to capitalize on market opportunities. She uses her creativity to evaluate new media technologies. Lauren establishes and maintains a consistent company image throughout all product lines, promotional materials and events. She develops and delivers insightful presentations communicating Krombolz Sheets Insurance’s mission and purpose.

Lauren is a graduate of Denison University in Granville, Ohio with a degree in Mass Media Communications and has her teaching certificate in secondary education. She has been married to Tom, her husband of over 28 years and has two adult children. Lauren is an active member of her church, enjoys traveling, reading a great novel, and spending time with her family and friends.

Kseniya A. Hess:
Personal Lines Account Specialist

 

 

 

Read more about Kseniya's History...

Krombolz Sheets Insurance welcomed Kseniya Hess to the team in 2013 as the Personal Lines Account Manager. She is committed to providing the best coverage based on each clients budget, their assets and the types of coverage they’re looking to secure. Kseniya focuses heavily on personal, attentive service, making sure each customer understands the range of products that are available with the most competitive prices. New customers feel confident in choosing her services because she helps them to thoroughly understand how insurance products can best meet their needs while still be cost-effective.

Kseniya graduated from Downingtown East High School and is currently taking courses at Delaware County Community College. In her free time, she enjoys the outdoors, music, and spending time at the beach with family and friends.

 

 

 

 

  • “I can't tell you how much I enjoyed working with the team at Krombolz Sheets Insurance. What a comfort to know I can reach you at any time.”
    — Amanda H.

    “Phil’s advice was invaluable and it is a great relief to know my family’s coverage is in the best of hands.”
    — Tom A.

    “After being with the same broker for over 7 years, I finally made the change. One phone call saved me over $900.00 and I got better coverage. Thank you! I only wished I had done this years ago.”
    — Karen D.

    “My first note was to my neighbor for recommending Krombolz Sheets Insurance and my second note is to the staff at your office. Being new to the area, you have been a great resource of referrals.”
    — Molly C.

    “Thank you for taking care of my sister’s insurance policies. She called me the other day and said what a great guy Phil is. She was impressed with your knowledge of the industry and the options she had available. Saving money made her day and mine too!”
    — Tim H.

    “You did all of the work and I saved a good amount of money. I just didn’t realize I had so much choice for coverage.”
    — Patti L.

    “I wanted to take the time to let you know how much it meant to me that you walked us through the claims process. You were there for us and I appreciate your guidance and support. It was just as you said it would be. We are thankful for your insight and recommendations.”
    — Catherine G.

    “Your office works as a team! Kim and Kseniya are professional and caring. What a pleasure it is interacting with each of them. In an industry that often makes you feel like a number, I feel they have my best interest at heart.”
    — Suzie D.

    “Customer service is alive and well at Krombolz Sheets Insurance. You took the time to review my policy without my knowledge and made a call letting me know you could save me money and add coverage I am happy to have. Thank you Phil! I will be letting my family and friends know exactly what you did!”
    — Carolyn V.

    “I now know what separates Krombolz Sheets Insurance from other insurance agencies…you have a commitment to knowing, caring and understanding our business needs.”
    — Pamela T.

  • “Phil, you should feel very proud of your company. Krombolz Sheets Insurance has proven to be trustworthy and honorable. I am please to recommend them whenever the opportunity arises.”
    — Joe B.

    “Thank you for taking the time to explain to my husband and I what type of insurance we needed. We had so many questions after getting married and you took the time to let us know our options and recommendations. You helped us get the best deal on our auto and home insurance.”
    — Diane C.

    “This is the first time in my life I understood what type of insurance I should have and why I should have it. Thank you for explaining this to me. Your knowledge and insight were most appreciated.”
    — Julia B.

    “With a new teenage driver in the house, I knew it was time to shop around with our insurance rates. It was good to get reacquainted with an old friend and someone I can trust. It feels good knowing you are taking care of us.”
    — George D.

    “I appreciate you handling all of the details involved with the insurance coverage of our shore home and boat. That was a huge help Jeff! Lunch is on me next time I am in town.”
    — Bob T.

    “I wanted to take the time to let you know how much I appreciated Jeff coming to our office and explaining our insurance options. He was highly recommended and now I know why. As the owner of this company, I have the responsibility of getting the best insurance coverage for the best price. You succeeded in both. His years of experience in the field were apparent very quickly and his insight was invaluable.”
    — Vince D.

    “A quick note to let you know I appreciated your call the other night. I had no idea I should be reviewing my insurance policies every few years and you did the work for me. What a great feeling to know you have my best interest in mind, after many years of doing business. Our admiration to you and your staff for saving us money.”
    — John B.

    “John, the best way for me to thank you is to recommend you to all my family and friends.”
    — Mark E.

    “I felt like a number at my former carrier and here I feel like a customer that someone actually cares about!”
    — Jennifer A.

    “Thank you for the prompt responses, even on the weekends. That is true customer service.”
    — Ryan L.

  • “It is very comforting to me to know that I can come over to the office anytime with my questions. I am always greeted with a smile and addressed by my name. Thank you for making me feel important and not a number in a database.”
    — Cynthia Z.

    “I can't tell you how much I enjoyed working with the team at Krombolz Sheets Insurance. What a comfort to know I can reach you at any time.”
    Amanda H.

    “Phil's advice was invaluable and it is a great relief to know my family's coverage is in the best of hands.”
    Tom A.

    “After being with the same broker for over 7 years, I finally made the change. One phone call saved me over $900.00 and I got better coverage. Thank you! I only wished I had done this years ago.”
    Karen D.

    “My first note was to my neighbor for recommending Krombolz Sheets Insurance and my second note is to the staff at your office. Being new to the area, you have been a great resource of referrals.”
    Molly C.

    “Thank you for taking care of my sister's insurance policies. She called me the other day and said what a great guy Phil is. She was impressed with your knowledge of the industry and the options she had available. Saving money made her day and mine too!”
    Tim H.

    “You did all of the work and I saved a good amount of money. I just didn't realize I had so much choice for coverage.”
    Patti L.

    “I wanted to take the time to let you know how much it meant to me that you walked us through the claims process. You were there for us and I appreciate your guidance and support. It was just as you said it would be. We are thankful for your insight and recommendations.”
    Catherine G.

  • “I now know what separates Krombolz Sheets Insurance from other insurance agenciesyou have a commitment to knowing, caring and understanding our business needs.”
    Pamela and Jim T.

    “Thank you for taking the time to explain to my husband and I what type of insurance we needed. We had so many questions after getting married and you took the time to let us know our options and recommendations. You helped us get the best deal on our auto and home insurance.”
    Diane C.

    “This is the first time in my life I understood what type of insurance I should have and why I should have it. Thank you for explaining this to me. Your knowledge and insight were most appreciated.”
    Julia B.

    “With a new teenage driver in the house, I knew it was time to shop around with our insurance rates. It was good to get reacquainted with an old friend and someone I can trust. It feels good knowing you are taking care of us.”
    George D.

    “I appreciate you handling all of the details involved with the insurance coverage of our shore home and boat. That was a huge help Jeff! Lunch is on me next time I am in town.”
    Bob T.

    “I wanted to take the time to let you know how much I appreciated Jeff coming to our office and explaining our insurance options. He was highly recommended and now I know why. As the owner of this company, I have the responsibility of getting the best insurance coverage for the best price. You succeeded in both. His years of experience in the field were apparent very quickly and his insight was invaluable.”
    Vince D.

    “A quick note to let you know I appreciated your call the other night. I had no idea I should be reviewing my insurance policies every few years and you did the work for me. What a great feeling to know you have my best interest in mind, after many years of doing business. Our admiration to you and your staff for saving us money.”
    John B.

    “John, the best way for me to thank you is to recommend you to all my family and friends.”
    Mark E.

    “I felt like a number at my former carrier and here I feel like a customer that someone actually cares about!”
    Jennifer A.

  • “It is very comforting to me to know that I can come over to the office anytime with my questions. I am always greeted with a smile and addressed by my name. Thank you for making me feel important and not a number in a database.”
    Cynthia Z.

    “It is a great relief to rely on your expertise John, and not have to guess on what I need and don't need with my insurance coverage."
    Monica A.

    “Phil, you should feel very proud of your company. Krombolz Sheets Insurance has proven to be trustworthy and honorable. I am please to recommend them whenever the opportunity arises.”
    Joe B.

    “It is a great relief to rely on your expertise John, and not have to guess on what I need and don’t need with my insurance coverage.”
    — Monica A.

    “Ten minutes on the phone with you has saved me over $1,000.00 on my auto and home insurance. I am very pleased. I had no idea there was so much choice in coverage."
    Charlie W.

    “Customer service is alive and well at Krombolz Sheets Insurance. Without my knowledge, you took the time to review my policy and made a call letting me know you could save me money and add coverage I am happy to have. Thank you Phil! I will be letting my family and friends know exactly what you did for me!”
    Carolyn V.

    “Ten minutes on the phone with you has saved me over $1,000.00 on my auto and home insurance. I am just thrilled. I had no idea there was so much choice in coverage.”
    — Charlie W.

    “Thank you for the prompt responses, even on the weekends. That is true customer service.”
    Ryan L.